Loan Request Form

Privacy Policy

Effective Date: September 12, 2025

1-Fund (“Company,” “we,” “our,” or “us”) is dedicated to safeguarding your personal information. This Privacy Policy explains the ways in which we collect, manage, and protect your data in accordance with the Singapore Personal Data Protection Act 2012 (PDPA). 

By using our website at https://www.1-fund.sg/ or by submitting your personal data to us, you agree to the terms described here.

1. The Data We Collect

To provide our services, we gather various types of information, which may include:

  • Personal and Contact Details: Your name, address, phone number, and email.
  • Business Records: Corporate registration details (e.g., UEN, ACRA) and business profiles.
  • Loan Application Information: Any details you provide in a loan application, such as your financial needs, credit history, and supporting documents.
  • Technical Usage Data: Information automatically collected from your device, like your IP address, browser type, and how you navigate our website.

2. How We Use Your Information

We utilise your personal data for the following purposes:

  • To assess and process loan applications.
  • To communicate with you regarding your application and our services.
  • To conduct internal risk assessments, due diligence, and credit checks as required for our business operations.
  • To meet our legal and regulatory obligations.
  • To enhance and improve the functionality and user experience of our website.

We will only collect and use personal data that is essential to these functions.

3. Consent

By submitting your information to us through our website, email, or physical forms, you are consenting to the collection, use, and disclosure of your data for the purposes outlined above.

You have the right to withdraw your consent at any time by contacting us in writing. However, please be aware that this may prevent us from continuing to provide our services or responding to your requests.

4. Sharing Your Information with Third Parties

We may need to share your personal information with other parties to conduct our business. The parties we may disclose your data to include:

  • Our employees and authorised representatives.
  • Service providers who perform functions on our behalf.
  • Licensed credit bureaus or other financial institutions for the purposes of loan processing and risk management.
  • Government, legal, or regulatory authorities when required by law.

We take all reasonable measures to ensure that any third parties we share your data with are committed to protecting it in accordance with the PDPA.

5. Data Security

We have put in place appropriate technical and organisational security measures to protect your personal data against unauthorised use, access, or disclosure. 

While we are committed to applying industry-standard practices to protect your information, please be aware that no method of transmitting data over the internet or storing it electronically can be guaranteed to be completely secure.

6. Data Retention

We keep your personal information for the period required to fulfil the purposes for which we collected it or to satisfy our legal, regulatory, and business requirements. When your personal data is no longer required, it will be securely deleted or permanently anonymised.

7. Your Personal Data Rights

Under the PDPA, you are entitled to certain rights regarding your personal data, which include the ability to:

  • Request to see the data we hold about you.
  • Ask us to correct any inaccuracies in your data.
  • Revoke your consent for us to collect and use your data, subject to certain legal limitations.

If you wish to exercise these rights, kindly reach out to us.

8. Use of Cookies

We use cookies to improve your overall experience on our website. These small files are placed on your device to help us better understand how you interact with our site and to support site functionality. 

You may adjust your browser settings to decline cookies if you prefer; however, please be aware that doing so could affect the availability or performance of certain features.

9. Links to Other Websites

Links to external websites may appear on our site. We neither endorse nor assume responsibility for the privacy practices or content of those third parties. Please consult the privacy policies of external sites before using them.

10. Modifications to This Policy

To keep this Privacy Policy accurate and up to date, we may introduce changes as needed. Any revisions will be posted here with a clearly marked effective date. We encourage you to revisit this page occasionally so you can stay up to date on the ways we safeguard your information.

11. Contact Us

For any inquiries regarding this Privacy Policy or to submit a request related to your personal data, please reach out to us.